Personal Loans made Easy!

Personal Loan Application

Online Personal Loan Application

Still unsure? Or would you like more information?

Do you have any questions about a personal loan from SA Cash Loans? Feel free to head over to our frequently asked questions or contact us for an answer.

Personal Loan FaQNeed more information, read our FaQ!

Why apply for a personal loan with SA Cash Loans?

  • We’ve made our process as secure and easy as possible. Simply complete our online application form and we will take care of the rest.
  • We’ve partnered with multiple credit providers. This ensures that our clients get the best possible personal loan offer based on their credit profile.
  • Our service is, and will always be, 100% free of charge to all clients. We will never charge any application, administration, or broker fee.
  • No assets are attached to your application, making it more secure for you to take out a personal loan with one of our credit providers.
  • Receive a personal loan up to the value of R150000, with repayment periods of up to sixty (60) months.

What can I use my SA Cash Loans personal loan for?

Once your personal loan has been approved, the credit provider will pay the funds directly into your bank account. Thereafter, you are free to make use of the money for any needs you may have.

What do I need to apply for a personal loan with SA Cash Loans?

For your application to be accepted by most if not all of our credit providers there are some requirements that need to be met;

  • Are between the ages of eighteen (18) and sixty-five (65).
  • Is permanently employed at your current employer for more than three (3) months.
  • Earn a minimum monthly gross income of at least R5000.
  • Have your own bank account where your salary is paid into.

Which documents do I need to apply for a SA Cash Loans personal loan?

During the initial application process, you do not need to submit any documentation. As each provider may require different documentation, should they require any, they will request it directly from you.

With that said, here are some general documents you could get ready;

  • Certified copy of your South African ID.
    Please note that a driver’s license is not acceptable.
  • Up to three (3) months’ recent bank statements.
  • A recent document confirming your proof of residence.

Am I guaranteed to receive a personal loan through SA Cash Loans?

Unfortunately, there is no guarantee that you will receive a personal loan. Although we do make use of multiple credit providers, each with varying requirements, they still may not approve your request.

Credit providers may refuse to accept or process requests from applicants that;

  • Are currently under Debt Review, Debt Administration, or Debt Counseling.
  • Have outstanding Defaults or Judgements against them.
  • Are in arrears with any of their accounts.